She stopped kissing me and looked in my eyes as I treaded water to keep the two of us afloat. “I want to fuck right now, in the water,” she said softly and provocatively. Our faces were mere inches apart and I looked deep into her hazel eyes as she held her arms around my neck. “Of course,” I replied. I couldn’t refuse her. Not because she would make my life miserable with Mom and Dad if I did, but because when I looked into her eyes, I wanted to do whatever I could to please her, and she was doing the same for me. In the span of just a few days, we had made a special connection with each other we had never realized was possible. I side-stroked and swam both of us to the floating deck where I could hold on and keep us from sinking. Fiona continued to hug my neck and locked her lips to mine again. She kicked to help propel us and every other stroke or so, her thigh would come up between my legs and nudge me in the groin. Her soft, smooth skin and firm muscles rubbed my inner thighs and pressed against my cock and scrotum as I kicked through the water. It sent a euphoric sensation through my groin and made me hard. I grabbed onto the deck first with one hand, and then the other, placing Fiona between the deck and myself. She reached under the water with one hand, grabbed my now rock-hard dick, and rubbed the tip in her pussy crack. I felt her wetness on my glans as she slid it from vagina to clit, her labia enveloping the entire head of my dick. Although I was extremely horny, the contrast between the warmth of her pussy and coolness of the water kept me from cumming too soon.